The fee for our complete midwifery service is £4000. This fee includes all your midwifery care from booking through the antenatal period and labour up to 6 weeks after your baby is born. You will be cared for by two experienced midwives who will be on call for you until your discharge from care. If you choose to give birth at home you will usually have two midwives present.

The fee does not include investigations such as blood tests, ultrasound scans etc. You will still be entitled to these tests under the NHS as well as any necessary or desired referrals to an obstetrician. If you choose to give birth in a hospital or transfer to a hospital becomes necessary, your treatment will be provided by the NHS staff. Our role becomes one of support and advocacy for you at this time whilst we aim to work co-operatively with the NHS team.

Professional Indemnity Insurance

Independent midwives do not have professional indemnity insurance available to them. All midwives were covered by the Royal College of Midwives (RCM) indemnity scheme, regardless of their area of work up until 1994. However, in 1994 the RCM withdrew insurance cover from independent midwives amidst much controversy. Although there were one or two insurers willing to offer cover at first, the premiums rose to £15,000 per midwife per year and the number of providers fell over the next few years until 5 years ago, the last provider withdrew from this market and since then there has been no insurance available to independent midwives in the UK. Four years ago, the Nursing and Midwifery Council (NMC) proposed to make insurance a 'requirement' for registration; a campaign then resulted in it becoming a 'recommendation' and every midwife practising without insurance therefore has an obligation to make the implications of the situation clear to every client she or he books.

The implications of Independent Midwives not having indemnity insurance is that in cases where a baby may be born damaged there would be no financial recompense via an insurance company.

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